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Situational Lending for Auto Dealers
IFA can fund your tough deals without draining profits
Don't turn away customers until you've talked to IFA. Our experience with situational lending and ability to hold revenue without charge backs is the solution you need to get more deals done at your dealership.
Benefits Include:
- Up to 2 points of reserve participation, no charge backs
- Low scoring applicants accepted
- Advances up to 100% of invoice or trade
- Participation paid at funding and no recourse
Low Fees are only 1 Click Away!
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Guidelines & Rates for Auto Dealers
Find out more about programs in your state.
Deal Specs
- Low scoring applicants accepted
- Verifiable income of at least $1,000 per month
- Advances up to 100% of invoice or trade plus Service Contracts & GAP
- Collateral from 2010 to 2004, 85K miles or less
- Terms from 30 to 72 months
- Down payment can be cash/trade
- Self-employed individuals accepted
- Bankruptcy must be discharged
- Most recent repossession must be at least 18 months old
YOUR RATE NOW!*Licensed in 26 States Nationwide
Questions? Contact a credit analyst today:
{phone} 866-229-5744 or
{fax} 866-229-5770
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What Kind of Deals Do We Fund?
Some real-world examples our dealers financed:
Deal #1
- 1 point dealer reserve
- 20 years on the job with 491 Beacon Score
- 10 year homeowner
- Poor pay history on mortgage
- 96K charged off accounts
- $6,000 down
- 2006 Nissan Pathfinder
Deal #2
- $2,000 warranty
- 3 years on the job with 547 Beacon Score
- 3 months living with family
- $1,158 total income
- No car credit
- $1,000 down
- 2005 Chevrolet Classic
YOUR RATE NOW!*Licensed in 26 States Nationwide
Questions? Contact a credit analyst today:
{phone} 866-229-5744 or
{fax} 866-229-5770
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Looking for a car loan?
You've got two options.
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Check on existing application
If you've already applied and want to check on your status, please contact us.
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Apply for a car loan
If you are a consumer looking to for a car loan to buy a car, visit Carloan.com and apply today!
Questions? Contact a credit analyst today:
{phone} 866-229-5744 or
{fax} 866-229-5770
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Check on existing application



