Low-Lending Lending - Interactive Financial Acceptance

Car Dealer Financing Since 2005

866-229-5744

Hours of Operation: Monday - Friday, 8am-5pm ET

home guidelines & rates sample deals looking for a loan?
Join Us on LinkedIn!
  • Situational Lending for Auto Dealers

    IFA can fund your tough deals without draining profits


    Don't turn away customers until you've talked to IFA. Our experience with situational lending and ability to hold revenue without charge backs is the solution you need to get more deals done at your dealership.

    Low-Fee Lending

    Benefits Include:

    • Up to 2 points of reserve participation, no charge backs
    • Low scoring applicants accepted
    • Advances up to 100% of invoice or trade
    • Participation paid at funding and no recourse

    Low Fees are only 1 Click Away!

  • Guidelines & Rates for Auto Dealers

    Find out more about programs in your state.

    Deal Specs

    • Low scoring applicants accepted
    • Verifiable income of at least $1,000 per month
    • Advances up to 100% of invoice or trade plus Service Contracts & GAP
    • Collateral from 2010 to 2004, 85K miles or less
    • Terms from 30 to 72 months
    • Down payment can be cash/trade
    • Self-employed individuals accepted
    • Bankruptcy must be discharged
    • Most recent repossession must be at least 18 months old

    Check your rateYOUR RATE NOW!

    *Licensed in 26 States Nationwide

    Questions? Contact a credit analyst today:

    {phone} 866-229-5744 or

    {fax} 866-229-5770

  • What Kind of Deals Do We Fund?

    Some real-world examples our dealers financed:

    Deal #1

    • 1 point dealer reserve
    • 20 years on the job with 491 Beacon Score
    • 10 year homeowner
    • Poor pay history on mortgage
    • 96K charged off accounts
    • $6,000 down
    • 2006 Nissan Pathfinder

    Deal #2

    • $2,000 warranty
    • 3 years on the job with 547 Beacon Score
    • 3 months living with family
    • $1,158 total income
    • No car credit
    • $1,000 down
    • 2005 Chevrolet Classic

    Check your rateYOUR RATE NOW!

    *Licensed in 26 States Nationwide

    Questions? Contact a credit analyst today:

    {phone} 866-229-5744 or

    {fax} 866-229-5770

  • Looking for a car loan?

    You've got two options.

    • Check on existing application
      If you've already applied and want to check on your status, please contact us.
    • Apply for a car loan
      If you are a consumer looking to for a car loan to buy a car, visit Carloan.com and apply today!
    Apply for a car loan

    Take 60 Seconds

    Be Driving Within 48 Hours

    Apply for a car loan

    Questions? Contact a credit analyst today:

    {phone} 866-229-5744 or

    {fax} 866-229-5770

About IFA


Interactive Financial Acceptance, LLC is a financial services organization with licenses to operate in 26 states. We have been working with car dealers and their customers to provide special finance lending since 2005. IFA is a division of Dominion Enterprises.

Auto Sales Leads


Looking for more car buyers for your store? Check out our sister company to find out how we build a Carloan.com lead and sign up for marketing services.

Car Loan

Testimonial


"We have been doing business with Interactive Financial now successfully for 5 years. From the beginning they have delivered on everything promised when we first signed on..." read more

George R. Ferguson III

Finance Director of Griffin Ford, NC

©2011 Dominion Enterprises. All rights reserved.

  • Contact Us
  • Terms of Use
  • Privacy
  • Copyright